“Strong Roots. Trusted Future.”
🌍 About ACLEDA Bank
Founded in 1993, ACLEDA Bank Plc. began as a humble microfinance institution dedicated to empowering small entrepreneurs in post-war Cambodia.
Today, it stands as one of the Kingdom’s oldest and most trusted banks, offering full commercial services to millions of customers both at home and abroad.
Backed by a legacy of trust, transparency, and technology, ACLEDA remains a symbol of stability and inclusion in Cambodia’s rapidly modernizing financial landscape.
“From rural villages to digital apps, ACLEDA has always been the people’s bank.”
🏦 A Pioneer in Cambodian Banking
- First bank listed on the Cambodia Securities Exchange (CSX) in 2020
- Licensed by the National Bank of Cambodia as a full commercial bank
- Presence across all 25 provinces and municipalities
- Expanding digital reach through ACLEDA mobile, internet banking, and QR payment network
📲 Innovation Meets Experience
Though known for its strong physical network, ACLEDA is also embracing digital transformation.
With ACLEDA Mobile, customers can:
- Open accounts
- Transfer funds
- Pay bills and merchants via KHQR
- Manage loans and savings easily anytime
💬 “A bridge between traditional trust and modern convenience.”
🏢 Network & Reach
- Headquarters: Phnom Penh, Cambodia
- Branches: 260+ nationwide
- ATMs & Self-Banking Machines: Over 1,500
- Overseas Branches: Laos & Myanmar
- Employees: 12,000+
💰 Key Financial Highlights (2024)
| Metric | Value |
|---|---|
| Total Assets | US $ 9.8 billion |
| Total Deposits | US $ 7.4 billion |
| Gross Loan Portfolio | US $ 6.5 billion |
| Net Profit | US $ 225 million |
| Equity | US $ 1.6 billion |
Source: ACLEDA Annual Report 2024 & CSX Filings.
🏆 Awards & Recognition
🏅 Best Bank for SMEs in Cambodia — Asiamoney 2023
🏅 Outstanding Contribution to Financial Inclusion — Global Finance 2022
🏅 Top Listed Company — Cambodia Securities Exchange 2021
Recognized for sustainable finance, social responsibility, and consistent profitability.
💼 What ACLEDA Offers
For Individuals:
- Savings, fixed deposits, and current accounts
- Home, personal, and education loans
- Debit and credit cards
- International transfers and foreign exchange
For Businesses:
- SME & corporate loans
- Payroll and trade finance services
- Digital merchant payments (KHQR & POS)
- Treasury and investment services
🌱 Community & Sustainability
ACLEDA’s heart beats for inclusion.
From farmers and market vendors to young professionals, it provides access to financial tools that uplift communities and drive local economies.
The bank also invests in:
- Financial literacy programs
- Green finance initiatives
- Rural development partnerships
🤝 Why Cambodians Trust ACLEDA
✅ Over 30 years of proven performance
✅ The first Cambodian bank to go public
✅ Deep rural coverage and local understanding
✅ Reliable, secure, and transparent operations
📊 At a Glance
| Attribute | Details |
|---|---|
| Founded | 1993 |
| Headquarters | Phnom Penh, Cambodia |
| Ownership | Public (Listed on CSX) |
| Core Strength | Financial inclusion & SME lending |
| Tagline | “Strong Roots. Trusted Future.” |
| Website | www.acledabank.com.kh |
🚀 Editor’s Take (BankInCambodia.com)
“ACLEDA Bank remains the backbone of Cambodia’s banking system — combining the reach of a legacy institution with the heart of a community lender. For customers seeking trust, nationwide service, and responsible finance, ACLEDA delivers both tradition and progress.”
