ABA Bank — Cambodia’s Digital Banking Powerhouse

ABA Bank — Cambodia’s Digital Banking Powerhouse

“Smart. Secure. Everywhere.”

🌍 About ABA Bank

Founded in 1996, ABA Bank (Advanced Bank of Asia Limited) has transformed from a small local institution into Cambodia’s largest commercial bank — leading the nation’s shift toward digital finance.

Backed by the National Bank of Canada, ABA is known for blending international standards with local insight, serving over two million customers with modern, mobile-first solutions.

“ABA is not just a bank. It’s the future of how Cambodians manage, move, and grow their money.”

📱 Digital First, Customer Focused

At the heart of ABA’s success is ABA Mobile, the most downloaded banking app in Cambodia.
With just a few taps, users can:

  • Open an account instantly (via eKYC)
  • Transfer money 24/7
  • Pay bills, top up, or send cross-border payments
  • Access FacePass Secure — ABA’s next-gen facial recognition for login and payments

💬 Tech-savvy customers call ABA “the most convenient bank in Cambodia.”

🏢 Network & Presence

  • Headquarters: Phnom Penh, Cambodia
  • Branches: 100+ across all provinces
  • Self-Banking Machines: 1,700+ nationwide
  • 24/7 Self-Banking Spots: Available in major cities and malls
  • Employees: 8,000+ professionals committed to service excellence

💰 Key Financial Highlights (2024)

MetricValue
Total DepositsUS $ 11 billion
Gross Loan PortfolioUS $ 8.6 billion
Net ProfitUS $ 299.6 million
Shareholder EquityUS $ 2.2 billion
Credit Rating (S&P)B+ (Stable Outlook)

Source: ABA Bank Annual Report & National Bank of Canada Disclosure, 2024.

🏆 Awards & Recognition

🏅 Best Bank in CambodiaGlobal Finance Magazine 2023
🏅 Best Digital BankAsiamoney 2022
🏅 Best Mobile Banking AppThe Banker 2021

ABA consistently ranks among Southeast Asia’s top digital banks for innovation, accessibility, and user satisfaction.

💼 What ABA Offers

For Individuals:

  • Savings & current accounts
  • Debit and credit cards (Visa, Mastercard, UnionPay)
  • Personal, car, and home loans
  • Instant transfers & bill payments

For Businesses:

  • SME and corporate loans
  • Business accounts
  • Merchant QR and POS solutions
  • Payroll and trade finance

🌱 Commitment to Cambodia

ABA contributes more than US $ 90 million in annual taxes and actively supports financial literacy and inclusion projects nationwide.
Through its parent group, it also participates in green finance and ESG (Environmental, Social & Governance) programs to promote sustainable growth.

🤝 Why Cambodians Choose ABA

✅ Trusted international shareholder (National Bank of Canada)
✅ Market leader in digital innovation
✅ Transparent fees & modern customer experience
✅ Country-wide presence with 24/7 accessibility

📊 At a Glance

AttributeDetails
Founded1996
HeadquartersPhnom Penh, Cambodia
OwnershipNational Bank of Canada
Core StrengthDigital Banking & SME Finance
Tagline“Smart. Secure. Everywhere.”
Websitewww.ababank.com

🚀 Editor’s Take (BankInCambodia.com)

“ABA Bank sets the benchmark for what digital banking should feel like — fast, secure, and customer-centric. Its blend of international stability and local innovation makes it a standout choice for both individuals and businesses in Cambodia.”

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